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Welcome to the EU4Business-
EBRD Credit Line

Building modern, green and profitable SMEs through
loans with investment incentive support

    What is the EU4Business-EBRD Credit Line?

    The EU4Business–EBRD Credit Line helps micro, small and medium-sized enterprises (MSMEs) access finance to invest, modernise, and grow. Delivered through partner banks and leasing companies, it supports businesses across a wide range of sectors, enabling companies to upgrade equipment, improve productivity, and strengthen their competitiveness.

    Our Value

    What makes the programme unique is its combined approach. Alongside tailored EBRD funding, including an attractive cash-back incentive, MSMEs receive hands-on expert advice and technical support to prepare, implement, and optimise their projects. This integrated model helps businesses adopt sustainable, EU-compliant technologies, driving long-term growth and green transition.

    Our
    Mission

    By offering favourable financing for investments in equipment and efficient processes, the EU4Business–EBRD Credit Line strengthens economies of the participating countries and creates long-term value for entrepreneurs and communities.

    Our strategic
    focus

    The EU4Business–EBRD Credit Line helps businesses work smarter and grow sustainably, creating practical opportunities for development and innovation.

    Designed
    for MSMEs

    This EBRD programme backs businesses across a range of sectors, covering agriculture, food, manufacturing, services and others. It is open to micro, small and medium-sized enterprises operating in Armenia, Georgia, Moldova, and Ukraine.
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    Impact Dashboard

    A data-driven quarterly snapshot of how EU-backed finance supports MSME growth, green investment and jobs across four programme countries.
    € 

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     m

    for MSME modernisation

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    MSMEs
    financed

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    Household Energy Savings

    View full Impact Dashboard

    Impact Stories & News

    CASE STUDY: GEORGIA

    From Small Town to Big Standards: How One Georgian Bakery is Redefining Success

    February 6, 2026

    How a women-led confectionery business in Akhaltsikhe is growing to EU standards with the EU4Business-EBRD Credit Line support

    Read more
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