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Who we are

Financing private sector growth through sustainable modernisation

The European Bank for Reconstruction and Development (EBRD) works across three continents to support the transition to successful market economies. Its focus is on delivering prosperity by enabling a well-run and sustainable private sector. This is achieved through a unique business model combining financing, advisory support and policy engagement.

Where we work

The EU4Business–EBRD Credit Line spans Armenia, Georgia, Moldova and Ukraine, supporting MSMEs in each country to strengthen business activity and promote inclusive and sustainable economic development.

How we can help you

Finance for
growth

The programme enables MSMEs to access investment financing through local partner financial institutions. EBRD loans, combined with attractive cash-back investment incentives, support business expansion, technology upgrades and operational resilience.

Expert
advice

Businesses can receive tailored expert advisory support to develop and implement bankable investment projects and improve performance, including supplier and technology guidance, efficiency diagnostics and compliance advice.

EU
integration

The programme supports investments that enable MSMEs to adopt EU-compliant technologies and standards, helping businesses access new markets and strengthen their long-term competitiveness.

Green
transition

We support investments that improve energy and resource efficiency, helping businesses reduce operating costs, lower carbon emissions and strengthen environmental sustainability.

Inclusive
support

Additional incentives are available to priority groups, including war-affected businesses and displaced entrepreneurs, helping them overcome challenges and accelerate recovery and growth.

Our Products and Services at a Glance

Loans and
Leasing

MSMEs can access loans and leasing through partner financial institutions, supported by EBRD.

Investment
incentives

MSMEs can receive EU-funded cash-back payment once an eligible investment is implemented and verified.

Technical
support

Seasoned technical experts support the assessment and alignment of investment projects with the Programme requirements.

Enterprise
Security
Enhancement

Support in strengthening MSMEs’ security and resilience.

Visit What We Offer section in our country pages to explore our offerings in more detail.

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